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Financial Tools

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Tools Built For You

Should I refinance my mortgage? How much do I need to save for my child’s college education? As accounting professionals, these are some of the questions that are posed to us daily. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision-making process.

Financial Calculators

01 - Accelerated Debt Payoff

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

02 - Amortizing Loan Calculator

Enter your desired payment and its frequency-and let us calculate your loan amount. Or enter in the loan amount and we will calculate your loan payment!

03 - Auto Loan Calculator

Find out how much automobile you can buy based on your weekly, bi-weekly or monthly payment, or find out your loan payment based on your purchase price!

04 - Breakeven Analysis

Find out how many and what price you must sell your product to make a profit.

05 - Business Debt Consolidation Calculator

Should your business consolidate its debt? Use this calculator to find out.

06 - Business Valuation-Discounted Cash Flow

This tool calculates a business valuation based upon the discounted cash flow methodology-illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.

07 - Buy vs. Lease

Should you lease your next automobile or finance it? Find out with this calculator!

08 - Cash Flow Calculator

Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

09 - Compare Investment Fees

Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!

10 - Consolidation Loan Investment Calculator

Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.

11 - Disability Insurance

Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.

12 - Education Savings

Use this calculator to help develop or fine-tune your education savings plan.

13 - Enhanced Loan Calculator

Use the slider controls to instantly change your monthly payment. Loan amount, interest rate or term.

14 - Equipment Buy vs. Lease

Should you lease your next equipment or finance it? Find out with this calculator.

15 - Existing Loan Calculator

Use this calculator to analyze one of your existing loans. Calculate your remaining balance on the number of monthly payments you have remaining.

16 - Financial Ratios

This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

17 - Home Budget

Analyze your budget, see where your money goes and find out where you can improve!

18 - How Much Do You Owe?

Use this calculator as a starting point for your debt management plan.

19 - Inventory Analysis

Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

20 - Life Expectancy Calculator

This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

21 - Life Insurance

Find out how much life insurance you really need!

22 - Line of Credit and Loan Payments

This calculator helps determine your loan or line of credit payment.

23 - Line of Credit Payoff

Use this calculator to see what it will take to pay off your line, and what you can change to meet your repayment goals.

24 - Loan Comparison

Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.

25 - Long Term Care Calculator

Long term care is needed by those who can’t perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

26 - Mortgage Calculator

Use this calculator to determine your monthly payment and amortization schedule.

27 - Mortgage Compare

Use this calculator to compare mortgage terms, rates and amounts. Let us help you decide which loan is better for you.

28 - Mortgage Payoff

Save thousands of dollars in interest by increasing your monthly mortgage payment.

29 - Mortgage Qualifier

This calculator helps you determine just how much house you can afford.

30 - Mortgage Refinance Interest Savings

Use this calculator to see how much interest you can save by refinancing your mortgage!

31 - Net Worth

This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next 10 years.

32 - Personal Debt Consolidator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

33 - Rent vs. Buy

Are you better off buying your home, or should you continue to rent?

34 - Retirement Income

Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

35 - Retirement Nestegg Calculator

Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.

36 - Retirement Planner

Quickly determine if your retirement plan is on track – and learn how to keep it there.

37 - RRIF Payment Calculator

This calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF).

38 - RRSP Loan Calculator

An RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan.

39 - Savings Calculator

Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

40 - Savings Goal

What will it take to reach your savings goal? This financial calculator helps you find out.

41 - Savings, Taxes, and Inflation

Use this calculator to determine how much your savings will be worth with these two important variables in mind.

42 - Student Budget Calculator

This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

43 - Tax Free Savings Account (TFSA) Comparison

This calculator is designed to help compare a Tax Free Savings Account (TFSA) to a Registered Retirement Account (RRSP) and an ordinary taxable savings account.

44 - Taxable vs. Tax Advantaged Investments

This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.

45 - Working Capital Needs

Working capital essential to running your business. This calculator assists you in determining your working capital needs for next year.